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(1) All information on TravelInsuranceRates.com.au is of a general nature only and does not take into account your individual circumstances. (2) TravelInsuranceRates.com.au does not hold an ASFL and does not give advice. All views expressed should be considered general comments that reflect the views of the operators of the TravelInsuranceRates.com.au site only and should not be considered to be advice. (3) The TravelInsuranceRates.com.au service provides general travel information and a price comparison only. No features or benefits have been compared and the results of this service are not a recommendation or endorsement of any particular product. (4) TravelInsuranceRates.com.au is not an insurer, and does not act on behalf of any insurers. (5) The TravelInsuranceRates.com.au comparison does not compare all available travel insurers. (6) In some instances, TravelInsuranceRates.com.au may earn a referral fee/commission of up to 20% from an insurer if you purchase a policy as a result of using our service; this does not impact the price you pay. (7) TravelInsuranceRates.com.au has used its best endeavours to ensure the accuracy of this information. (8) Not all policies are the same and insurers may provide different cover under different circumstances. As such, PLEASE CONFIRM ALL POLICY DETAILS with the insurer (including but not limited to: your information that has been submitted, policy features, benefits, coverage, terms and conditions) PRIOR TO YOUR PURCHASE!